After you have been accepted in principle, an Agent will call at your house to discuss your income and outgoings to determine if the loan is affordable to you. During this visit the Agent will ask to see proof of your ID and address, this could be your photo driving licence.
The Agent will also then need to see your proof of income such as a wage slip or evidence of welfare payments and they’ll discuss your outgoings with you.
You will need to provide the Agent with photocopies of your proof of ID and proof of income for them to take away, and they will also need to see the originals. They will not be able to complete your loan application without this.
A full list of documents that can be used as proof of ID, address and income are listed below. Expand the relevant box to find out what you can use.