Provident was founded in 1880 and since then has been lending a helping hand by offering cash loans within communities across Galway.
If approved in principle for a loan, an Agent will visit your home to consider your personal circumstances, assess your income and outgoings to see whether a Provident loan is suitable, affordable and sustainable for you.
There are currently 31 Agents running agencies in Galway and 656 in the Republic of Ireland, correct as of 18/01/2018.
That's how much you'd need to borrow over the number of weeks you'd like to make repayments.
You'll find out in minutes if you've been accepted in principle for a home credit loan.
If approved in principle, your Agent will assess your income and outgoings to find out how much you can borrow and ensure your repayments are suitable, affordable and sustainable for you.
If your loan is approved, the Agent will issue the loan and collect your repayments from your home at a time and day that suits you and the Agent each week.
WARNING: THIS IS A HIGH-COST LOAN
Representative example: €460 loan over 26 weeks. 26 payments of €23.00 per week. Rate of interest 60.0% p.a. fixed. Representative 187.2% APR. Total amount payable €598.00.
If you'd like to speak to one of our customer services team we're currently open to handle any queries you might have.
You may also be able to find the answer to your question in our Frequently asked Questions sections;
Galway City Council- The Galway City Council website has lots of useful information about the community, including housing and community events. https://www.galwaycity.ie/
Citizens Information- Free advice on all kinds of issues, including housing, employment and education. http://www.citizensinformation.ie/en/
Galway Community- Have your say about what goes on in your community by visiting the Galway City Community Network website. http://galwaycitycommunitynetwork.ie/
Money Advice & Budgeting Service offers free tools, resources and advice guiding people through dealing with problem debt. https://www.mabs.ie/