Provident loans from €100 - €600, subject to affordability

Reliable, Friendly & Straightforward

Why Provident?

  • At Provident an Agent will come to your home weekly, at a time and day that suits you both, helping you to stay on track with repayments
  • There are no hidden fees or charges
  • If accepted, get cash direct to your door with Provident's discreet service - there's no need to visit a bank!

How much you need to borrow

How much you need to borrow

How much you need to borrow


Over how many weeks

Over how many weeks

Over how many weeks



Weekly payment

Total to repay



Representative example: €460 loan over 26 weeks. 26 payments of  €23.00 per week. Rate of interest 60.0% p.a. fixed. Representative 187.2% APR. Total amount payable €598.00.

Loans can be repaid over a period of 26 or 52 weeks depending on the loan term chosen at application. The maximum APR for a loan is 187.2%

Apply for a Provident loan in 3 steps:

Choose your loan option

1. Choose the loan option you prefer

That's how much you'd need to borrow over the number of weeks you'd like to make repayments.

Apply online 

2. Start your Provident loan application online

You'll find out in minutes if you've been accepted in principle for a home collected loan.

Home visit

3. Finish the application process with an Agent visit

If approved in principle, your Agent will come to your home to discuss your loan needs, income and outgoings to ensure your repayments are suitable, affordable and sustainable for you, and complete the loan application.  


Rated 4.9 out of 5 for Customer Experience

"Very good service, money given there and then when documentation is presented, repayments are reasonable too."

Feefo comment from 08/09/2016

Rating collated from feedback received during the last 12 months.