We all know that circumstances can quickly change, so if you find yourself in a situation where you think that you may not be able to make your next repayment or you are struggling with the amount that you need to repay, there are things you can do.
Your Agent is there to help you through times like these. They understand your situation and are there to work with you to get your repayments back on track.
You should get in touch with your Agent as soon as you feel that you may not be able to make your repayments. This way we can start helping you as soon as possible.
If you can’t get in touch with your Agent, then you can contact us directly:
Click here to fill out our contact us form
We appreciate that the last thing you need when struggling to pay on time is additional charges or fees. So you’ll never be charged if you miss or make a late repayment. However, missing or making a late payment may affect your ability to get credit in the future.
If you are still worried about debt or would like more information on how to manage your money, we recommend that you speak to The Money Advice and Budgeting Service (MABS). Visit www.mabs.ie or call their helpline on 0761 07 2020 to find out more.
WARNING: THIS IS A HIGH-COST LOAN
Representative example: €460 loan over 26 weeks. 26 payments of €23.00 per week. Rate of interest 60.0% p.a. fixed. Representative 187.2% APR. Total amount payable €598.00.