We think you'll really appreciate the no-fuss flexibility of a Provident loan

Choose the loan option you prefer

Start your Provident loan application online

Finish with a visit from your local Agent

By  applying, you must agree to the consents and use of personal data conditions stated in section 5 of the application form.

What you need to know before you apply

You must:

  • Be aged between 18 and 74
  • Be a resident of the Republic of Ireland. If you live in Great Britain or Northern Ireland, please apply though our UK site.
  • Agree to an Agent visiting your at your home who will carry out an assessment of your income and outgoings.

You will need:

  • Personal information including your name and date of birth
  • Your address details for the past 3 years.
  • A contact telephone number and email address (so that the Agent can contact you to complete your application.)

Proof of ID and address

As part of the Agent visit you will be asked to provide one proof of ID and address, before the Agent can continue with your application.

These may include:

  • Current Photo card Driving Licence.
  • Current signed passport (ID only)
  • Utility bill from within the last 6 months (address only)

Proof of income

Your Agent will also need to see income documentation as part of the affordability assessment and application process.

  • wage slip
  • evidence of welfare payments

You can view the full list of accepted proof of ID, address and income here.

All fields marked * are mandatory. Any information you provide during your application will always be treated as confidential.

Loan Calculator


How much you need to borrow

How much you need to borrow

How much you need to borrow


Over how many weeks

Over how many weeks

Over how many weeks



Weekly payment

Total to repay



About You

You must be at least 18 years old to apply for a loan.


Current Address
Previous Address

Contact Info

Please enter a valid contact telephone number.
Please enter a valid mobile telephone number.



Please expand the section below and read the information provided before proceeding with your application.

Consents and use of personal information


I confirm that I am at least 18 years old, a resident of the Republic of Ireland and I am not bankrupt. All of the information I have provided to you is true and correct.

If my application is accepted in principle, I understand and agree that, prior to the completion of the application and the release of the loan monies a local friendly Provident Agent will visit my home to complete my loan application, ironing out all the details to ensure it is exactly what I need, subject to affordability.  I confirm that by completing this request I agree for an Agent to visit me in my home.  

Using my personal information

For full information on how we collect, use, protect your information and share with other companies in the PF Group please read our privacy page or ask for a printed copy of this.


The Provident Personal Credit  brands may wish to provide you with information about our products and services from time to time by post, and telephone. Please let us know if you are not happy for us to do this by ticking the box at the bottom of this application form.

I understand that I have the right at any time to stop you from contacting me or giving my details to others for marketing purposes, by writing to the Customer Relations Team, Provident, Suite 17, Block 1, Broomhall Business Park, Rathnew, Co. Wicklow, or calling free phone 1800 553 083, or using our online contact form.

I understand that if I have any questions before I proceed I can call 1800 553 083.

  • Please correct the errors above.
Please make sure that you are happy with all the information entered before applying.

Representative example: €460 loan over 26 weeks. 26 payments of  €23.00 per week . Rate of interest 60.0% p.a. fixed. Representative 187.2% APR. Total amount payable €598.00.

Rating collated from feedback received during the last 12 months.

Important information

We base our lending decisions on how much we calculate you can comfortably afford to borrow and repay. This may mean that you are approved for a smaller loan than you originally applied for. Click here for more 

Proof of ID and Income

As part of the Agent visit you will be asked to provide one Proof of Address and a separate Proof of ID  such as:

  • Current Photo card Driving Licence.
  • ML 10

If you do not have these you can find out other accepted forms of proof here. More>>>

If you have applied for a loan in the last five days then you don't need to apply again and you'll be contacted soon.