About us

At Provident, we put our customers at the heart of our business and have been doing so since 1880. We aim to lend a helping hand where some other lenders won’t, offering cash loans between €100- €600 subject to affordability, over a range of repayment terms, for both new and existing customers. What’s more, we provide a face to face service which many customers may not get with other lenders.


Provident’s business is built upon the face to face service that self-employed Agents develop with customers. Unlike banks, the network of Agents across Ireland are on hand to discuss your loan needs in the comfort of your own home, and collect your weekly repayments.

Often the Agents come from the same communities as customers, which means they have a greater understanding of some situations that the community faces.

Having an Agent call to your house weekly is not only convenient, but it’s also a useful reminder to put money to one side for your repayments. If you ever find that you’re struggling, then you can always work with your Agent to help to get your repayments back on track.


Representative example: €460 loan over 26 weeks. 26 payments of  €23.00 per week. Rate of interest 60.0% p.a. fixed. Representative 187.2% APR. Total amount payable €598.00.