About us

At Provident, we put our customers at the heart of our business and have been doing so since 1880. We aim to lend a helping hand where some other lenders won’t, offering cash loans between €100- €600 over a range of repayment terms. What’s more, we provide a face to face service which many customers may not get with other lenders.

Our business is built upon the relationships Agents develop with our customers.

Provident has been lending a helping hand where some others won’t since 1880. We offer cash loans of €100 - €600 subject to affordability, which are paid back weekly in small fixed amounts.  Unlike banks and credit unions, we have a network of Agents across Ireland who are on hand to discuss your loan needs in the comfort of your own home.

Provident Agents

Provident Agents are at the heart of Provident. Often, they come from the same communities as our customers so have a greater understanding of some situations the community faces. 

Your Agent’s weekly visit is not only convenient; it’s a useful reminder to put money aside for the repayment too. If you get into difficulty, your Agent will work with you to get repayment back on track.

Provident in the community

Through our Good neighbour Active Community programmes, Provident has helped a number of community based projects across the UK and Ireland.  This includes both cash support and the creation of volunteering opportunities for our staff.


Representative example: €460 loan over 26 weeks. 26 payments of  €23.00 per week . Rate of interest 60.0% p.a. fixed. Representative 187.2% APR. Total amount payable €598.00.