Provident loans from €100 - €600, subject to affordability

We may be able to help even if you've been turned down elsewhere

No hidden fees

Manageable weekly repayments

Network of Agents

How much you need to borrow

How much you need to borrow

How much you need to borrow


Over how many weeks

Over how many weeks

Over how many weeks



Weekly payment

Total to repay



Representative example: €410 loan over 26 weeks. 26 payments of €20.50 per week. Rate of interest 60.0% p.a. fixed. Representative 187.2% APR. Total amount payable €533.00.

A face to face service

With Provident, an Agent will call round to discuss your loan options, assess your income and outgoings as part of an affordability assessment and complete the application discreetly in your home.

Learn more about Agents here.

Proof of ID, address and income

As part of the Agent visit you will be asked to provide proof of your ID and proof of your address, as well as provide documentation that will verify your income to ensure the loan is suitable, affordable and sustainable for you.

See the full list of documents here.

You will need to have legible photocopies of your documents for your Agent to take away with them. They will not be able to approve the loan without this.


Why Provident?

Provident is the largest money lender in Ireland. We're not a bank. As long as you are aged 18-74 and a resident of Ireland, you can apply for a Provident loan. You don’t need to be a member, receive particular benefits or be part of any saving schemes. We look at each person’s individual circumstances and assess your income and outgoings to see whether a Provident loan makes sense for you.

A network of Agents, working right across Ireland to visit you discreetly in your own home will discuss your loan and continue your loan application at a time and on a day that suits you both.

Rated 4.9 out of 5 for Customer Experience

"I am very happy with Provident. Kevin, my agent, has been very helpful. He made everything clear for me right from the start. All in all, I am extremely happy."

Feefo comment from 15/05/2018

Rating collated from feedback received during the last 12 months.