Provident loans from €100 - €600, subject to affordability

We may be able to help even if you've been turned down elsewhere

No hidden fees

Manageable weekly repayments

Network of Agents

Loan Amount

Loan Amount

Loan Amount


Repayment Term

Repayment Term

Repayment Term



Weekly payment

Total to repay



Representative example: €460 loan over 26 weeks. 26 payments of  €23.00 per week . Rate of interest 60.0% p.a. fixed. Representative 187.2% APR. Total amount payable €598.00.

New to Provident?

Provident is different from banks and has been a trusted name within communities since 1880. Read our ‘How it works’ page to find out more about home credit.

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Our feedback

Rating collated from feedback received during the last 12 months.

We like to know what our customers think, so we ask them! You can read our customer's comments here. More>>

Face to face service

With Provident, an Agent will call round to discuss your loan options and complete the application discretely in your home. Learn more about Agents here.


Why Provident?

Provident is the largest money lender in Ireland. We're not a bank. As long as you are aged 18-74 and a resident of Ireland, you can apply for Provident loan. You don’t need to be a member, receive particular benefits or be part of any saving schemes. We look at each person’s individual circumstances and assess your income and outgoings to see whether a Provident loan makes sense for you.

Provident has a network of Agents right across Ireland who will visit you discreetly in your own home to discuss your loan at a time and on a day that suits both you and your Agent.

Rated 4.9 out of 5 for Customer Experience

"Very good service, money given there and then when documentation is presented, repayments are reasonable too."

Feefo comment from 08/09/2016

Rating collated from feedback received during the last 12 months.