Provident loans from €100 - €600, subject to affordability

We may be able to help even if you've been turned down elsewhere

No hidden fees

Manageable weekly repayments

Network of Agents

How much you need to borrow

How much you need to borrow

How much you need to borrow

Minus
€100
Plus
€600

Over how many weeks

Over how many weeks

Over how many weeks

26wks

52wks

Weekly payment
Cost of credit

Total to repay

APR

WARNING: THIS IS A HIGH-COST LOAN

Representative example: €460 loan over 26 weeks. 26 payments of  €23.00 per week. Rate of interest 60.0% p.a. fixed. Representative 187.2% APR. Total amount payable €598.00.

A face to face service

With Provident, an Agent will call round to discuss your loan options, assess your income and outgoings as part of an affordability assessment and complete the application discreetly in your home.

Learn more about Agents here.

Proof of ID, address and income

As part of the Agent visit you will be asked to provide proof of your ID and proof of your address, as well as provide documentation that will verify your income to ensure the loan is suitable, affordable and sustainable for you.

See the full list of documents here.

You will need to have legible photocopies of your documents for your Agent to take away with them. They will not be able to approve the loan without this.

Why Provident?

Provident is the largest money lender in Ireland. We're not a bank. As long as you are aged 18-74 and a resident of Ireland, you can apply for Provident loan. You don’t need to be a member, receive particular benefits or be part of any saving schemes. We look at each person’s individual circumstances and assess your income and outgoings to see whether a Provident loan makes sense for you.

Provident has a network of Agents right across Ireland who will visit you discreetly in your own home to discuss your loan at a time and on a day that suits both you and your Agent.

Rated 4.9 out of 5 for Customer Experience

"Very good service, money given there and then when documentation is presented, repayments are reasonable too."

Feefo comment from 08/09/2016

Rating collated from feedback received during the last 12 months.

Provident

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