If you aren't sure which products is right for you we can help with our product guide
If this is the first time that you have come to Provident to apply for a home collected loan then you may be wondering how it works.
Firstly, we would like to assure you that you're in safe hands, we are the ROI and UK's leading home collected credit lender with over 1.8m satisfied customers.
We like to keep the process as simple as possible, here's how it works;
1. Apply online
Fill in our online application form and you'll be given a decision in principle within minutes of submitting. Even if you have a poor payment history or you've been turned down by other lenders in the past, you could still be accepted in principle for a Provident loan.
2. Meet your Agent
If you are accepted, one of our friendly local Agents will be in contact with you within a few days, they will then arrange a time to come and visit you at your home to discuss your loan application with you.
3. Receive your loan
Whether you choose to take your loan as cash or in One4all Gift Vouchers, your Agent will deliver it direct to your door.
4. Make your weekly repayments
Your Agent will visit your home every week to collect your weekly repayments.
Representative example:€500 loan repayable over 52 weeks 52 weekly payments of €15.00 Rate of interest 56.0% p.a. fixed;Representative 157.3% APR Total Amount Payable is €780
Provident Personal Credit Limited is regulated by the Central Bank of Ireland
Copyright © Provident Personal Credit Limited, a private limited company, Wexford Enterprise Centre, Strandfield Business Park, Kerlogue, Rosslare Road, Wexford. Branch Number: 904339.Registered Office: 1 Godwin Street, Bradford, BD1 2SU, United Kingdom. Registered Number: 146091 England.
A list of names and personal details of every Director of the company is available for inspection to the public at the company's registered office for a nominal fee.