Provident

About Us

Over 130 years of making the lives of our customers easier

Provident Personal Credit is in the business of helping people manage small, unsecured credit, when they need it.

But that's not all.

Provident and our Agents pride ourselves on making sure that the loans are manageable and easy to understand. That way you stay in control of your finances.

We are the leading home collection loan company in the UK and Republic of Ireland

We have a good reputation too; 93% of our customers say they are satisfied with us*. We put this down to the unique service that we provide:

  • The knowledge of our 11,000 friendly, local Agents.
  • The way we make sure you only borrow what you can afford to repay
  • How we ensure that agreements are as straightforward as possible

Responsible Lending

We believe in responsible lending.  As a member of the Consumer Credit Association, we follow voluntary regulations through a code of practice.  This means you get extra peace of mind from knowing that this additional protection exists.

Our Agents will aim to only lend you what you can afford to repay.  Our business is built upon the relationships Agents develop with you our customers.

Provident in the community

We believe people are at the heart of our business and therefore we strive to offer a community programme that aims to benefit those who live and work in the areas in which we operate, our customers, Agents, employees and the local community.

Read more and see us in action on our group website here

* Customer Tracker, June 2011

I used to find it very daunting going to the bank to ask for a loan, knowing I was more than likely to be turned down. Now my agent visits me weekly and she’s always lovely and willing to help. Lisa lives in Newcastle and mainly uses her loans to treat her two daughters at Christmas Read more testimonials
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Provident Personal Credit Limited is regulated by the Central Bank of Ireland

Copyright © Provident Personal Credit Limited, a private limited company, Wexford Enterprise Centre, Strandfield Business Park, Kerlogue, Rosslare Road, Wexford. Branch Number: 904339.
Registered Office: 1 Godwin Street, Bradford, BD1 2SU, United Kingdom. Registered Number: 146091 England.

A list of names and personal details of every Director of the company is available for inspection to the public at the company's registered office for a nominal fee.

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