A reputation for solid, sensible credit; that puts people in control

Our customers' needs are serviced by our nationwide branch network and over 470 agents using our friendly door-to-door service throughout Ireland. In fact, many agents were customers before working with Provident Personal Credit, so they know their customer's circumstances and can judge their ability to take on a loan and make the repayments.

It's how we've operated for a 125 years to become one of the UK & Republic of Ireland's leading home collected credit companies, offering small, unsecured loans and other related products.

• 95% of customers are satisfied with Provident Personal Credit*
• You can rely on our offer to be trustworthy and transparent
• Agents receive commission based on how much they collect, not on how much they lend.
  So it's not in their interest to offer more than customers can afford to repay
• There are no hidden charges for administration fees, introductory fees or penalty charges, which other lenders
  may charge you for separately
• We lend responsibly. We only lend what we believe people can afford to pay
• Customers always know what they owe. The amount owed under the credit agreement
  never goes up and every Euro you repay reduces the total amount owed by a Euro

Provident Personal Credit is a member of the Credit Consumer Association of Ireland and voluntarily submit to their Code of Practice. This provides our customers with an extra reassurance of knowing this additional protection exists for them.

Visit our corporate website to find
out more about Provident Financial.

* Source: Quaestor RMS Sept 2005

Don't just take our word for it, have a look at how our customers rate us.